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Commercial Buy to Let Mortgages: A Strategic Instrument for Property Investors

Commercial buy to let mortgages occupy a distinct and often misunderstood position within the UK property finance landscape. Designed specifically for investors seeking to acquire non-residential premises — or, in certain structures, residential portfolios held through limited companies — these instruments carry a specific set of criteria, risks, and opportunities that distinguish them markedly from

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Stamp Duty for First-Time Buyers: Rates, Relief, and What to Expect in 2026

Stamp Duty Land Tax represents one of the most significant transactional costs associated with residential property purchase in England and Northern Ireland. For first-time buyers in particular, understanding the current relief framework — and the material changes introduced from April 2025 — is essential to accurate budget planning and informed decision-making. The Current Relief Framework

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Santander UK takes over TSB for £3 billion

Santander UK has completed its £3 billion takeover of rival bank TSB, PA Media reported.

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EPI bids to reduce dependence on US cloud providers

Efforts by the European Payments Initiative to create a sovereign European alternative to US card schemes are being undermined by its ongoing reliance on cloud services from big US tech firms.

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Visa and Ramp to use agentic AI to automate corporate bill pay

Visa and financial operations platform Ramp are introducing AI agents to automate corporate bill payments.

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Mastercard carries out agentic transaction in Hong Kong

Hong Kong is the latest market to get its first live Mastercard agentic transaction, with an AI booking a ride with mobility provider hoppa.

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Brink’s strikes $6.6bn deal to buy NCR Atleos

Cash management giant Brink’s has struck a deal to buy ATM operator NCR Atleos in a cash and stock transaction worth $6.6 billion.

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Revolut’s Storonsky switches residency back to UK after filing mistake

Revolut’s billionaire co-founder and CEO Nik Storonsky has switched his residency back to the UK months after a filing error saw his address changed to the United Arab Emirates, according to the Financial Times.

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The top cybersecurity incidents of 2025 – and the lessons learned

As the wave of digitisation washes across the globe, open source software proliferates, and the sheer value of data continues climbing, cyberattacks are becoming one of the biggest threats to financial stability. In the past 12 months, consumers, financial institutions (FIs), and entire industries fell victim to massive cyberattacks by highly sophisticated criminal rings and

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FCA aims to rebuild trust in ESG ratings

The UK’s Financial Conduct Authority has set out proposals to rebuild trust in ESG ratings with the introduction of new rules governing transparency and governance.

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