What is allpay on my bank statement?
Allpay on your bank statement refers to a payment processed by allpay Limited, a UK-based payment services company that specialises in collecting payments for housing associations, local authorities, and public sector organisations. If you see allpay on your statement, it typically relates to rent, council charges, or a similar bill paid via their platform — often through a prepayment card, online portal, or PayPoint.
What does allpay do?
Allpay Limited provides payment technology solutions to the UK public sector and housing sector. It offers prepayment card services, online payment portals, and integration with PayPoint networks. Many housing associations and local councils use allpay to collect rent, service charges, and utility payments from tenants and residents, particularly those without standard bank account access.
How does allpay use open banking?
Allpay has incorporated open banking into its payment infrastructure to offer bank-to-bank payment options alongside its traditional card and cash-based services. For users with bank accounts, open banking-enabled payments through allpay are faster and carry lower transaction costs than card payments — benefiting both the payer and the public sector organisation receiving funds.
Open Banking in Practice: Allpay’s adoption of open banking reflects a broader trend: public sector and social housing organisations in the UK are increasingly using FCA-regulated payment infrastructure to improve financial inclusion. The Payment Systems Regulator (PSR) and FCA have both highlighted the role of open banking in reaching underbanked populations. Read our guide to open banking and financial inclusion on openfuture.world.
FAQ
Is allpay a legitimate company?
Yes — allpay Limited is a regulated UK payment services provider, working with hundreds of public sector and social housing clients.
How do I check what an allpay payment was for?
Contact the organisation you pay rent or charges to — they will be able to confirm if they use allpay and match the payment.
Can I pay rent through allpay using open banking?
Yes — allpay supports open banking bank-to-bank payments as an alternative to card or cash payments on supported schemes.