Open banking is a system that allows customers to securely share their financial data with authorized third-party providers, such as fintech companies, other banks, or financial service vendors. This is typically achieved through the use of Application Programming Interfaces (APIs), which enable different software applications to communicate and share data directly and securely. The core […]
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Upcoming bank holidays in England 2025 Date Day of the Week Bank Holiday 25 December Wednesday Christmas Day 26 December Thursday Boxing Day Date Day of the Week Bank Holiday 1 January Wednesday New Year’s Day 18 April Friday Good Friday 21 April Monday Easter Monday 5 May Monday Early May bank holiday 26 May
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Executive summary The last decade Retail Banks have seen margins come under pressure, yet the evidence shows those banks who invested most in technology and revenue diversification, have succeeded in maintaining their profitability. Payments service margins have come under particularly acute pressure, due to both regulatory changes and new digital payment platform competitors. As a
Banking as a Platform, the role of cross-sectorial data Read More »