News

The UK is home to some of the world’s leading fintechs. Learn about the biggest UK fintech companies, how many there are, and how open banking drives their growth.

Open banking data is the financial transaction information shared via regulated APIs — with your consent — covering income, spending, and account balances. Learn what data is shared and how it is protected.

Yes — NS&I (National Savings and Investments) still exists as a UK government savings organisation. Learn about its current products, FSCS status, interest rates, and how to access your account.

Access Bank has a UK subsidiary regulated by the FCA and PRA. Learn what Access Bank UK offers, who owns it, and how it serves the African diaspora community in the UK.

The FCA regulates conduct and consumer protection; the PRA regulates the financial safety of banks and insurers. Learn how they differ and what each means for open banking in the UK.

GTBank (Guaranty Trust Bank) has a UK subsidiary — GT Bank UK — regulated by the FCA and PRA. Learn what services it offers and how Nigerian diaspora banking works in the UK.

Yes — the EU has open banking via PSD2, which is being replaced by PSD3. Learn how EU open banking differs from the UK framework and why European models have underperformed.

NS&I interest rates change regularly. Learn about current rates on Premium Bonds, Direct ISA, Income Bonds, and fixed-rate products, and how they compare to other UK savings options.

The UK’s main banks include the Big Four (Barclays, HSBC, Lloyds, NatWest) plus Santander, Nationwide, and leading digital banks. Learn about the UK banking landscape and open banking coverage.

ISO 20022 is a global messaging standard for financial transactions being adopted by UK banks. Learn what it means for payments, open banking, and how it affects you.