Payment service providers (PSPs) are FCA-regulated companies that process payments for businesses and consumers. Learn what PSPs do, examples in the UK, and how open banking relates to them.
What are payment service providers in the UK? Read More »
To open a Starling bank account you need a UK address, a valid photo ID, and a smartphone. The process takes around 10 minutes and uses open banking-style identity verification. Here’s what to expect.
What do I need to open a Starling bank account? Read More »
Starling Bank’s disadvantages include no physical branches, limited Marketplace partners, and no traditional overdraft buffer. Learn the key drawbacks before opening a Starling account.
What are the disadvantages of Starling Bank? Read More »
Bank transfers are generally safe in the UK but cannot always be reversed. Learn about APP fraud protection, the PSR reimbursement scheme, and how to protect yourself when paying by bank transfer.
Is it safe to pay by bank transfer? Read More »
Halifax has offered switching incentives including cash payments for new customers. Learn about current Halifax switching offers, eligibility, and how they compare to other UK bank incentives.
Do you get £100 for joining Halifax? Read More »
Monzo is a UK-licensed bank that both uses open banking and supports it. Learn how Monzo’s open banking features work, what data you can share, and how third-party apps connect to Monzo.
Is Monzo open banking? Read More »
Dispute management in banking refers to the process of resolving contested transactions. Learn how the UK banking complaint system works and how open banking affects payment disputes.
What is dispute management in banking? Read More »
Pave is a UK credit-building app that uses open banking data to help consumers improve their credit score. Learn how Pave works and whether it is regulated.
What is Pave and how does it work? Read More »
Danske Bank has a UK subsidiary regulated by the FCA and PRA. It is one of the nine CMA-mandated open banking banks. Learn what Danske Bank does in the UK and who owns it.
Is Danske Bank a UK bank? Read More »
As the Bank of England continues to calibrate its monetary policy stance in response to cooling inflationary pressures, fixed term savings accounts have emerged as one of the most strategically significant instruments available to UK retail depositors. For savers seeking certainty in an environment still characterised by rate volatility, these products offer a compelling proposition
Fixed Term Savings Accounts: Navigating Certainty in a Shifting Rate Environment Read More »