News

The three main UK credit reference agencies are Experian, Equifax, and TransUnion. Learn what they do, how they relate to open banking, and how to check your credit report for free.

Wise (formerly TransferWise) is a UK-founded fintech but not a traditional bank. Learn how Wise works, whether it is FCA-regulated, and whether your money is safe.

First Bank of Nigeria (FBN) has a UK subsidiary regulated by the FCA and PRA. Learn about its UK services, how to contact it, and open banking connectivity.

Monzo and Revolut are both popular UK fintech banks. Compare features, safety, FSCS protection, and open banking support to decide which is better for your needs.

Savings rates above 7% are rare in the UK and usually apply to regular saver accounts with monthly deposit limits. Learn where to find the best savings rates and how open banking helps you compare.

Creation Finance is a UK credit card and consumer finance provider. Learn about its products, which bank owns it, and whether Creation is closing its credit card business.

TrueLayer on your bank statement indicates a payment or data connection made via TrueLayer’s open banking platform. Learn what TrueLayer does, which companies use it, and whether it is safe.

Yes — Zopa is a fully licensed UK bank regulated by the FCA and PRA. Learn what Zopa does, how it uses open banking, and what happened to its peer-to-peer lending history.

Chip is a UK savings app that uses open banking to automatically move money into savings. Learn how Chip works, which banks it connects to, and whether your money is safe.

Strong Customer Authentication (SCA) is a UK security requirement for online payments and open banking access, requiring two-factor verification. Learn how it works and why it matters.